How Storms Like Hurricane Irma Affect Travel Insurance. Super hurricane Irma is causing tons of cruise and flight cancellations in addition to delays and course changes. But your travel insurance should cover all that, right Maybe. Maybe not. Dear Lifehacker,Every time I buy a plane ticket, the airline or travel agency asks if I want to add Read more Read. What Your Travel Insurance May Cover. Depending on what kind of coverage you get from your chosen provider, travel insurance can cover a wide array of things during a super storm, including Trip cancellation or shortening. Lengthy delays that require hotels and meals. Injury and medical transportation. Thing is, every policy is different, so you have to check what you got covered when you bought it. If you have trip cancellation coverage which will be specified in your policy, you can be reimbursed for the entire cruise, flight, or vacation as long as certain requirements are met. For example, you cant just cancel your trip because you see a hurricane may be in your trips path and expect to be reimbursed. The cruise line, airline, or tour must cancel the trip themselves, or be forced to shut down operation for at least 2. What a handful Father of triplets captures what life is REALLY like with three baby girls in hilarious photos and admits family days out are now a military operation. Find any archived news stories here. 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000. Only then will your insurance provider reimburse you for non refundable travel costs. You also cant cancel your trip if your cruise, airline, or tour is forced to change course due to the storm. As long as they offer an alternative itinerary with the same value as your original trip, you have to go along with the changes. Hurricane Harvey is careening through the Gulf of Mexico and planning to make landfall in Texas. It Read more Read. So you can cancel your trip if they cancel, but when elseIt depends. If your destination gets devastated by a storm and becomes uninhabitable, or theres a mandatory evacuation issued for the area, you can cancel then too. If you have trip interruption coverage, the same goes for any interruptions caused by a storm unexpectedly changing course and hitting the destination youre in, or if one hits your home while youre away, forcing you to stay at your destination longer. Dont be too quick to cancel your flights or other travel plans, however. For most travel insurance you have to lose more than 5. Make what they call a good faith effort to continue your travels before you cancel anything. And make sure you hold onto copies of your trip itinerary and any statements from airlines, cruise lines, or tour operators. S. n. ECLIPSE Magazine is dedicated to not only offering an aesthetically pleasing publication, but to also be considered a platform that offers rich and relevant. Think that your childs cute face should be displayed for all to see on Gerber jars or packages of Pampers diapers Well, youre probably not alone. Most. 2. Contents, Local Businesses and Opportunities. Contents. Hi there, welcome to the spring 2011 edition of The Bromley Family Grapevine Issue Number 14 Davina McCall showed off the results of her regular workouts as she showed off her incredible abs at the Great North Run in Newcastle on Sunday. Whats In a Name With the right policy, travel insurance can save you a lot of grief during hurricane season, but theres a catch. When it comes to big storms like Irma, you need to have acquired your travel insurance policy before the storm is named. Travel insurance is protection for unforeseen situations and events, and a storm thats been watched long enough to be given an official name is considered a foreseeable event. If you bought travel insurance for your trip after the namingwhich in this case was August 3. Mishaps happen, especially during travel. Protect yourself by finding out what items are coveredRead more Read. Know What to Get and When to Get It in the Future. Hurricane season is between June 1 and November 3. Atlantic region during those months, especially the Gulf Coast and Caribbean, you should probably have travel insurance with coverage for hurricanes. When you purchase your policy, make sure it covers travel delays, medical evacuations, trip interruptions, and trip cancellations. Also, make extra sure your policy lists hurricanes as natural disasters or extreme weather.